Payout availability depends on several factors such as the industry and country you’re operating in, and the risks involved. Generally, our payouts operate on a 2-business day funding schedule, although it may be longer in some countries. See the individual country descriptions below.
Activating your account requires your bank account information. The type of bank account information required depends on where your business is located. Use the following information to determine what bank details are needed for each country.
| BANK INFORMATION | EXAMPLE DATA |
|---|---|
| Routing Number | 111000000 (9 characters) |
| Account Number | Format varies by bank |
| BANK INFORMATION | EXAMPLE DATA |
|---|---|
| Transit number | 12345 |
| Institution number | 678 |
| Account number | Format varies by bank |
| BANK INFORMATION | EXAMPLE DATA |
|---|---|
| BSB | 123456 (6 characters) |
| Account Number | 12345678 (5–9 characters) |
You can add or update your account details at any time by logging into the payment portal and going to Account > Profile > Bank Accounts: Edit.
Note: In general, bank accounts must be located in the country where their settlement currency is based (e.g., USD bank accounts must be based in the United States).
Stripe batches out at midnight UTC which is 7pm ET and as early as 4pm PT. When a batch occurs all the funds are then set aside to be paid out. This can cause difficulties with reconciliation since transactions will can potentially be spread across two different deposits.
The payout schedule depends on your country and whether your business operates in a higher-risk industry. Generally, if you are in the U.S. or Canada, you should expect to receive your funds within 2 business days with the batch closing at 8:00 PM Eastern.
Note: The amount deposited into your account will not be identical to the amount collected -- processing fees are deducted before the deposit is made.
2 Business Day
This transferring of funds generally takes about 2 business days, so if a transaction happens on Monday, you can expect to see that money in your account on Wednesday. No activity happens over the weekend, so Thursday transactions will be deposited into your account on Monday, and your Friday transactions will be deposited the following Tuesday. Your Saturday, Sunday, and Monday transactions will all be deposited Wednesday as a single deposit.